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    Terms of Service

    Last updated: January 27, 2026

    The Simple Version

    OwnerLine is an AI business coaching service. You call, we listen, we help you think through business challenges. We're not lawyers, accountants, or therapists—we're a thinking partner.

    Service Description

    OwnerLine provides AI-powered business coaching via phone calls. Our service includes:

    • 24/7 availability for business conversations
    • Persistent memory across conversations (with PIN)
    • Industry-specific knowledge across 20+ sectors
    • First 10 minutes free for new callers

    Payment Terms

    • Credits Never Expire: Once purchased, your minutes are yours forever
    • No Subscriptions: Pay only for what you need, when you need it
    • Refunds: Contact us within 7 days of purchase for unused credits
    • Pricing: Current pricing is displayed on our website and may change

    What OwnerLine Is Not

    OwnerLine is for informational and coaching purposes only. We are not:

    • Legal advisors—consult a lawyer for legal matters
    • Financial advisors—consult a CPA or financial planner for financial decisions
    • Mental health professionals—seek professional help for mental health concerns
    • A replacement for professional business consulting on critical matters

    User Responsibilities

    • You must be 18 years or older to use the service
    • You are responsible for your own business decisions
    • You agree not to use the service for illegal purposes
    • You agree not to attempt to abuse or exploit the service

    Limitation of Liability

    OwnerLine provides general business coaching and is not liable for business decisions you make. We provide a thinking partner, not guaranteed business outcomes. Use good judgment and seek professional advice for significant decisions.

    Changes to Terms

    We may update these terms occasionally. Continued use of the service after changes constitutes acceptance of the new terms.

    Contact

    Questions about these terms? Call us at +1 (315) 646-4691.

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